If you are a typical Canadian then you likely have not considered Long Term Care Insurance. Don't beat yourself up too much on this as it could quite likely be because no one has taken the time to inform you about this valuable insurance protection. However take note, I believe that Long Term Care Insurance is going to become the most sought after insurance need as statistics indicate that we have increased our life expectancy and with that comes other major issues.
What are my Odds of needing Long Term Care?
There's greater than a 70% chance you'll need some sort of long term care after age 65.
Won't my Government and Employer Health Benefits help me?
No, even if you have group benefits and with the excellent provincial health coverage we enjoy, neither are comprehensive enough and chances are that you and your loved ones will end up footing most of the bill.
At IPG Insurance we're working hard to inform more Canadians of this unaddressed need. To help support our advisors we are pleased to announce that one of the most qualified Long Term Care Specialists in Canada has aligned her practice with IPG Insurance. Wendy Black with over 20 years experience in Long Term Coverage is willing to shore up our advisors successful practice by teaming with our advisors, meeting with their clients and educating them on Long Term Care Insurance. If you'd like to connect with Wendy, please contact me at abulloch@joinipg.com
In the meantime, I encourage you to check out our website for more valuable information on long term care insurance: who needs it and how much and when is it necessary. Please visit www.ipginsuranceinc.com product info-long term care.
Thank you,
Allan Bulloch
Term Insurance plans helping individuals and families save thousands of dollars on their income taxes.
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LTC or LTCI Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), and walking.term insurance india
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ReplyDeleteLong term care insurance is one of the most taken for granted policies these days. And the one to blame here is the over-confidence of people, that they have saved enough money or they have enough assets to support them with their future needs. One more thing, they think that they will always be healthy and they are immune to chronic disease that would require long term care. I think it's about time to take retirement planning into consideration in order to avoid trouble with your finances in the future and to get the best policy from top long term care insurance providers. I do agree that relying on federal programs will not be sufficient because they only provide limited help and you'll end up paying for most of your bill in the end. Now that you already know the scenarios you might get into, it's for the best to take the first step of planning early. You can ask around about this type of policy or go straight to ltc specialists to ask for quotes, compare benefits and costs. It's better to be prepared than to suffer the consequences of your indifference or nonchalance regarding your needs in the future.
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Insurance looks very valuable when someone meets accidents . It is not investment when you take insurance then you should ensure that you have taken term plan.Health Insurance plan is also important with term plan.Premium is low for lower age people so we should take the insurance in our initial career.
ReplyDeleteLife Insurance Advisors Patna says that due to increment in inflation rate we need financial planning so we think also about contingency fund, insurance, term goals and short.